MSIG ProtectionPlus is a personal accident plan designed for the whole family. 

When both you and your spouse signs up under the same policy, you will be entitled to free coverage for up to three children. If only one parent signs up for the plan, your policy can still cover up to three children, for nominal annual premium each. 

While this feature makes it convenient for families to get all-round coverage, do note that the child coverage only extends to death, total and permanent disablement, and medical expenses. Also, the maximum benefits for each are pegged at 10% of the adult coverage.